29 Sep 2026

Can Bankruptcy Eliminate Personal Loans and Buy Now, Pay Later Debt in Maryland?

by Jeffrey M. Sirody

A personal loan may have started as a way to consolidate credit cards, cover an emergency, or get through a difficult month. Buy Now, Pay Later plans may have seemed even easier because each purchase created only a few smaller installments. The trouble begins when all of those payments start competing for the same paycheck. […]

Woman holding a smartphone with "Buy now, pay later" displayed on the screen.
15 Sep 2026

What Happens to Your Bank Account When You File Bankruptcy in Maryland?

by Jeffrey M. Sirody

If you’re thinking about bankruptcy, one of your first concerns may be whether you’ll still be able to use the money in your checking or savings account. You need access to those funds for rent, food, utilities, transportation, and other daily expenses, so uncertainty about your bank account can make filing feel risky. A bankruptcy […]

Man sitting at a table reviewing a paper bank statement with a laptop open.