Month: November 2025

Chapter 13 vs. Debt Consolidation: Which One Is Right for You?

When debt starts to overwhelm your life, knowing where to turn can feel stressful and confusing. You may find yourself comparing two popular options: Chapter 13 bankruptcy and debt consolidation. While both can help you regain control, they work in very different ways. Understanding those differences is essential before deciding which solution fits your situation.  […]

Why You Shouldn’t Wait Too Long to File for Chapter 7 Bankruptcy

Across Maryland—from Baltimore City to surrounding communities like Pikesville and Glen Burnie—many individuals hesitate to file for Chapter 7 bankruptcy, even when their debt has become overwhelming. Some hope their financial circumstances will improve with time, while others fear the stigma of bankruptcy or misunderstand the process entirely. However, delaying a bankruptcy filing often makes […]