31 Jul 2025

Tax Debt & Bankruptcy: How IRS Tax Debt is Handled in Chapter 7 and Chapter 13 Cases

by Jeffrey M. Sirody

Many individuals overwhelmed by debt often wonder whether filing for bankruptcy will relieve their tax debts with the IRS. Tax debt is one of the most stressful financial burdens because the IRS has extensive collection powers, including wage garnishments, levies, and liens. If you are struggling with tax debt in Maryland, understanding how bankruptcy treats […]

23 Jul 2025

Student Loans & Bankruptcy: An Updated Look at How Student Loan Discharge is Evolving

by Jeffrey M. Sirody

For decades, borrowers struggling under the weight of student loan debt have heard the same message: that student loans are almost impossible to discharge in bankruptcy. This understanding has left many people feeling hopeless, trapped under tens or even hundreds of thousands of dollars in federal or private student loans, even while other debts can […]